Free Calculator
BRRR Calculator
Model your Buy, Refurbish, Rent, Refinance deal from start to finish. See how much capital you recycle, your cash flow, ROI, and whether you get all your money out.
BUY
REFURBISH
RENT
REFINANCE
Money Left In Deal
£5,000
97% of capital recycled
Monthly Cash Flow
£163
Equity Created
£50,000
ROI on Cash
39.0%
Gross Yield
6.60%
Deal Summary
Disclaimer: This calculator provides estimates for illustrative purposes only. Results are based on simplified assumptions and should not be relied upon for financial decisions. Actual costs, returns, and outcomes will vary. Always consult a qualified professional before making property or financial decisions.
Read our full Disclaimer, Terms of Use, and Privacy Policy.
The BRRR Strategy Explained
BRRR (Buy, Refurbish, Rent, Refinance) is a property investment strategy that allows you to recycle your capital and scale a portfolio rapidly. The goal is to purchase below market value, add value through refurbishment, rent the property out, then refinance to pull your original capital back out — and repeat.
Key Metrics
Money Left In: The amount of your original investment that remains tied up after refinancing. Ideally this is zero or negative (meaning you got all your money back plus surplus).
Capital Recycling: The percentage of your total investment recovered through refinancing. 100% means you got all your money back. Over 100% means you made money on the refinance.
ROI on Cash Left In: Annual cash flow divided by the money left in the deal. If you have no money left in, your ROI is technically infinite — you're earning returns on a zero cash investment.