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Stamp Duty Calculator (SDLT)
Calculate your Stamp Duty Land Tax for England and Northern Ireland. Includes standard rates, additional property surcharge, and first-time buyer relief.
Stamp Duty (SDLT)
£5,000
Effective rate: 1.67%
Tax Band Breakdown
£0 – £125,000
0% rate
£0
£125,000 – £250,000
2% rate
£2,500
£250,000 – £300,000
5% rate
£2,500
Based on SDLT rates for England and Northern Ireland from 1 April 2025 (nil-rate threshold £125,000; additional property surcharge 5%). Scotland (LBTT) and Wales (LTT) have different rates. This calculator is for guidance only.
Disclaimer: This calculator provides estimates for illustrative purposes only. Results are based on simplified assumptions and should not be relied upon for financial decisions. Actual costs, returns, and outcomes will vary. Always consult a qualified professional before making property or financial decisions.
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UK Stamp Duty Rates Explained
Stamp Duty Land Tax (SDLT) is a tax you pay when you buy residential property in England or Northern Ireland above a certain price threshold. Scotland has Land and Buildings Transaction Tax (LBTT), and Wales has Land Transaction Tax (LTT).
Standard Residential Rates (from 1 April 2025)
| Property Price Band | SDLT Rate |
|---|---|
| Up to £125,000 | 0% |
| £125,001 to £250,000 | 2% |
| £250,001 to £925,000 | 5% |
| £925,001 to £1,500,000 | 10% |
| Over £1,500,000 | 12% |
Additional Property Surcharge
If you are buying an additional property (second home, buy-to-let investment, or any property where you already own another), you pay a 5% surcharge on top of the standard rates on the entire purchase price.
First-Time Buyer Relief (from 1 April 2025)
First-time buyers pay no SDLT on the first £300,000 and 5% on the portion from £300,001 to £500,000. If the property costs more than £500,000, first-time buyer relief does not apply and you pay the standard rates. Note: the temporary higher thresholds (£425,000 / £625,000) ended on 31 March 2025.